Calculator
SIP Calculator
See how your monthly investments grow with compound returns over time. Adjust the amount, return rate, and time period to plan your financial goals.
What is SIP investing?
A Systematic Investment Plan (SIP) involves investing a fixed amount at regular intervals — typically monthly. Rather than timing the market, SIP investing relies on rupee cost averaging: you buy more units when prices are low and fewer when prices are high.
The power of SIP comes from compound returns — your returns generate further returns over time. A Rs. 5,000 monthly investment at 12% annual return grows to over Rs. 10 lakh in 10 years, even though you only invested Rs. 6 lakh total.
In Nepal, SIP investing is available through SEBON-registered mutual funds. Returns vary by fund and market conditions. This calculator uses a constant rate for illustration purposes only.